Instant Gold Loans to Meet Your Financial Needs!
Access secure Gold Loans with no hidden fees and faster approvals!
Gold Loan Features
- Loan in just 15 minutes
- Apply with PAN or Aadhaar Card
- Loans starting from Rs.5,000
- Multiple repayment options
Benefits of our Gold Loan
- Secured Loan: Backed by gold collateral.
- Quick Processing: Fast approval and disbursement.
- Flexible Loan Amount: Based on pledged gold value.
- Instant Liquidity: Access funds quickly without selling gold.
- Lower Interest Rates: Secured nature leads to competitive rates.
- Versatile Use: No restrictions on how loan funds are used.
Eligibility Criteria
- Age: Typically, borrowers should be 18 years or older.
- Ownership: You must own the gold being pledged.
- Gold Quality: The gold should meet the lender’s purity standards.
- Identification: Valid government-issued ID for identity verification.
Documents Required Apply for Gold Loan
- Identity and signature proof
- Aadhaar Card
- PAN Card
- Employee Identity Card
- Address Proof
- Bank Statement
- Telephone/Electricity/Water/Credit Card bill or Property tax.
- Two post-dated cheques for security purposes
- Passport-size photographs
Add Your Heading Text HeHow to Apply for Gold Loan
To apply for a gold loan, you can follow these general steps. Keep in mind that the specific process might vary depending on the lender and the country you’re in. Here are few points to keep in mind before Applying Gold Loan:
- Choose a Lender: Research and choose a reputable lender that offers gold loans. This could be a bank, a financial institution, or a specialized gold loan company.
- Check Eligibility: Review the eligibility criteria set by the lender. Typically, you’ll need to be of a certain age and own gold jewelry that meets the lender’s criteria.
- Visit the Branch or Website: You can either visit the nearest branch of the lender or apply online through their official website or mobile app, if available.
- Gold Evaluation: If applying in person, bring the gold you want to pledge as collateral to the lender’s branch. They will evaluate the gold’s purity, weight, and value to determine the loan amount you’re eligible for. If applying online, you might need to visit the branch for this step. These days few fintech comapnies offer this service at customer’s doorstep as well.